Capital Allocation Calculator

Your $10,000 can buy you
1 shot, or 33.

Same money. Same edge. Very different number of chances.
Move the sliders. See what changes.

Your money

How much can you put at risk? Money you won't need for bills.

$1K$50K

Your trading

Risk per trade Most pros risk 0.5–1% per trade.

0.25%3%

Reward for each 1R you risk 2R means you make $2 for every $1 you risk.

0.5R5R

How often you win Be honest. 45% is a solid trader.

20%70%

Trades per week Quality first. Don't inflate this.

trades

120

Here's the difference

With the same money, prop firms give you

33× more shots

at your edge, and 16.5× the buying power.

Path A

Your own money

One live retail account.

Buying power $10,000

Risk per trade $100
Losing streak you can take 100 losses
Expected per week $50
Expected per month $217

Months to double your account

~ 46 months

Path B · Recommended

Prop firm challenges

33 challenges × $50,000 funded

Total funded buying power $165,000 16.5× your capital

Risk per trade (per account) $500
Total shots at your edge 33
Expected per week $743
Expected per month $3,217

Chance at least 1 challenge pays out

~ 97%

Prop firm settings (optional — sensible defaults set)

Funded account size per challenge

Average challenge fee $50K challenges usually cost $250–$400.

Challenge pass rate Industry: 7–15%. MMT students trained on the plan often do better.

Profit split from the funded account

The bottom line

With the same $10,000, Path B gives you 33 more shots at your edge and 16.5× the buying power. Same edge, more chances, faster feedback. That's what actually gets you to a payout.

Learn how MMT teaches this →